Privacy Notice


FACTS
WHAT DOES WEST PLAINS BANK AND TRUST COMPANY
DO WITH YOUR PERSONAL FINANCIAL INFORMATION?
Why?

Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

  • Social Security number     and     Income
  • Account balances              and     Payment history
  • Credit history                      and     Employment information
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons West Plains Bank and Trust Company chooses to share; and whether you can limit the sharing.
 Reasons we can share your personal information
Does West Plains Bank and
Trust Company share?
 Can you limit this
sharing?
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
 Yes No
For our marketing purposes -
to offer our products and services to you
 Yes No
For joint marketing with other financial companies
No
We don't share
For our affiliates’ everyday business purposes –
information about your transactions and experiences
 No We don't share
For our affiliates’ everyday business purposes –
information about your creditworthiness
 No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share
Questions? Call (417) 256-2147 or go to www.westplainsbank.com
Who we are
Who is providing this notice? West Plains Bank and Trust Company
What we do
How does West Plains Bank and Trust Company protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal and state law.  These measures include computer safeguards and secured files and buildings.
How does West Plains Bank and Trust Company collect my personal information?

We collect your personal information, for example, when you

  • Apply for a loan                     or    Open an account
  • Deposit money                      or    Pay us by check
  • Make a wire transfer             or    Show your driver’s license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates  

Companies related by common ownership or control.  They can be financial and nonfinancial companies.

  • West Plains Bank and Trust Company does not share with our affiliates
Nonaffiliates  

Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

  • West Plains Bank and Trust Company does not share with nonaffiliates so they can market to you
Joint Marketing  

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • West Plains Bank and Trust Company doesn’t jointly market