Car Loans, Boat Loans & RV Loans in Missouri
Ready to feel some wind in your hair? Whatever gets your motor running, West Plains Bank and Trust Company is ready to put you in the driver's seat with great loan options to help you finance the new or used car, boat or RV of your dreams.
Ski boats to travel trailers, burly pickups to party barges, our loan solutions are designed to meet your needs and make your next purchase easier. With competitive rates and a commitment to personal service, we're the friendly, hometown bank that wants to see you succeed.
Car Loans
In the market for a new or used car, truck or SUV? West Plains Bank and Trust Company offers car financing near you with easy-to-understand terms and competitive rates. Our car loans are designed to get you on the road quickly and affordably. With a simple application process and fast approval, we make vehicle financing easy and convenient.
In the market for a new or used car, truck or SUV? West Plains Bank and Trust Company offers car financing near you with easy-to-understand terms and competitive rates. Our car loans are designed to get you on the road quickly and affordably. With a simple application process and fast approval, we make vehicle financing easy and convenient.
RV Loans
Dreaming of hitting the open road in a new RV or travel trailer? Our RV loans are here to help you purchase the perfect recreational vehicle for all your adventures. Whether you're looking for a small camper for intimate getaways or a luxury motorhome that'll make you feel like the king of the road, we've got financing options to fit your budget. Find the freedom to explore, with West Plains Bank and Trust Company.
Dreaming of hitting the open road in a new RV or travel trailer? Our RV loans are here to help you purchase the perfect recreational vehicle for all your adventures. Whether you're looking for a small camper for intimate getaways or a luxury motorhome that'll make you feel like the king of the road, we've got financing options to fit your budget. Find the freedom to explore, with West Plains Bank and Trust Company.
Boat Loans
Looking to hit the water for some summer fun? Our boat loans provide the financial backing you need to buy the boat you’ve always wanted with plenty left over to get out there! From big cruisers to personal watercraft, we offer competitive rates and flexible terms that can quickly make your dreams a reality. You can rely on West Plains Bank and Trust Company for all your boat-financing needs.
Looking to hit the water for some summer fun? Our boat loans provide the financial backing you need to buy the boat you’ve always wanted with plenty left over to get out there! From big cruisers to personal watercraft, we offer competitive rates and flexible terms that can quickly make your dreams a reality. You can rely on West Plains Bank and Trust Company for all your boat-financing needs.
Looking for the best car financing near you? Read on, visit any of West Plains Bank and Trust Company's five locations or click the button below to get started!
Who Can Qualify for a Car, Boat, or RV Loan?
Qualifying for a car, boat, or RV loan at West Plains Bank and Trust Company is straightforward and easy.
To determine if you're eligible for a loan, we'll consider a range of factors, including your credit history, your current income, whether you have a loan co-signer, the estimated cost of the vehicle you want to purchase and more. If these factors look good, our friendly loan officers will pre-approve you up to a certain amount.
Don't know where to start? We're here to guide you through the process and help you fully understand your financing options. Contact us today and let's get things rolling for you.Do I Need a Co-Signer?
If a lender determines you might not be able to repay the amount you need to borrow or that your credit history isn't established enough to borrow that amount, a loan co-signer may be required for the loan to be approved. Basically, a co-signer is someone with more credit, more collateral or a better borrowing and repayment history who is willing to sign onto the loan. If you can't pay, the co-signer is required to repay the amount borrowed in full.
West Plains Bank and Trust Company is committed to helping customers secure the financing they need, with terms that work for them. If you or your potential co-signer have any questions about the process or while the loan is being considered, we're happy to talk with you about your options. Contact West Plains Bank and Trust Company today.
How Do I Bring a Bank Pre-Approval to the Dealership?
A bank pre-approval is basically a lender's estimate of how much money they're willing to loan you for a specific purchase, like a car, boat or RV. Based on factors like your current salary, credit history and existing debt, it gives you and the dealership a ballpark range of what you'll be able to afford.
Bringing a bank pre-approval to a dealership can give you significant advantages while shopping, negotiating and reaching a final price. With a pre-approval from West Plains Bank and Trust Company, you’ll know exactly how much you can spend, allowing you to negotiate confidently and not get in over your head.
Once you have a pre-approval in hand, all you have to do is present it to the dealership and start shopping for vehicles priced within that pre-approved financial range.
What About Car, Boat, or RV Loan Refinancing?
Feeling locked into payments or an interest rate that doesn't work with your current income, or are you in a situation where your finances have changed? Refinancing your boat, vehicle or RV to achieve better terms may be a great option.
Refinancing offers several benefits for borrowers, including lowering monthly payments and reducing unfavorable interest rates. At West Plains Bank and Trust Company, we can help you refinance your existing boat, vehicle or RV loan to better suit your current financial situation.
No matter where you are in life, our loan officers will work with you to find the best refinancing options available. Just visit any of our five convenient locations in Southern Missouri to learn more.West Plains Bank and Trust Company
Since 1883, West Plains Bank and Trust Company has proudly provided Missouri and Arkansas communities with superior banking service. These days, that includes the area's most competitive rates on RV, boat or car loans.
Looking to finance a new or used car, truck, boat or RV? We’re committed to helping families and individuals afford the vehicle they need to get them where they want to go. Business or pleasure, we've got a loan option that's tailor made for you.