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Compare Personal Checking Accounts

Find the perfect fit

Whether you're looking for a simple and free checking account, or you want to earn a Premium interest rate, you'll find the perfect fit at West Plains Bank and Trust Company.
 
You can open any personal checking account with as little as $50. Enjoy $0 monthly service charge (requirements with some accounts, outlined below). All accounts also offer the following FREE features: direct deposit, automatic payments, eStatements, debit card, online banking, mobile banking with deposit, and bill pay. You will receive a thank you gift* when you open an account and we will even buy back your unused checks and debit cards** from another financial institution when you switch to West Plains Bank and Trust Company.

 Find a branch near you or give us a call at  (417) 256-2147.

  • No minimum balance
  • Overdraft protection ($29 fee per item applies)
  • No monthly service charge

  • No minimum balance
  • Overdraft protection ($29 fee per item applies)
  • No monthly service charge
  • Competitive interest rate (with direct deposit or any automatic payment)


 

 

  • No Monthly Service Charge (must maintain $1500 balance or $6 fee applies)
  • Premium interest rate on balances above $1500
  • Competitive interest rate on balances below $1500
  • Free standard checks

  • No minimum balance
  • No monthly service charge
  • Competitive interest rate
  • Free standard checks






















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Refer a Friend

Refer a Friend to West Plains Bank and Trust company and receive a FREE gift when they open an account***

 
***Refer a Friend gift will be choice of $10 Amazon gift card or current in branch gift, which is subject to change at any time.