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Privacy Policy

What Do We Do With Your Personal Information?


Why? Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us.  This information can include:
  • Social security number and Income
  • Account balances and Payment history
  • Credit history and Employment information
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons West Plains Bank and Trust Company chooses to share; and whether you can limit the sharing.
Reasons We Can Share Your Personal Information Does West Plains Bank & Trust Share? Can You Limit This Sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
Yes No
For joint marketing with other financial companies No We Do Not Share
For our affiliates' everyday business purposes
information about your transactions and experiences
No We Do Not Share
For our affiliates' everyday business purposes
information about your creditworthiness
No We Do Not Share
For our affiliates to market to you No We Do Not Share
Questions
Call (417) 256-2147 or contact us
Who We Are
Who is providing this notice? West Plains Bank & Trust
What We Do
How does West Plains Bank & Trust protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal and state law.  These measures include computer safeguards and secured files and buildings.
How does West Plains Bank & Trust collect my personal information?
We collect your personal information, for example, when you
  • Apply for a loan or Open an account
  • Deposit money or Pay us by check
  • Make a wire transfer or Show your driver’s license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control.  They can be financial and nonfinancial companies.

  • West Plains Bank and Trust Company does not share with our affiliates
Non-affiliates Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

  • West Plains Bank and Trust Company does not share with non affiliates so they can market to you
Joint marketing
A formal agreement between non affiliated financial companies that together market financial products or services to you.

  • West Plains Bank and Trust Company doesn’t jointly market