family outside in snow

Santa Savings

Save for Christmas and the Holidays

Whether you have young children or you’re looking to surprise your significant other, the holiday shopping season can get expensive quickly. A Santa Savings Account helps you save in advance of the holiday season, earning competitive interest on your funds between the last Friday of November and the first day of November the following year. 

These funds are then deposited into your checking account in early November, padding your Christmas savings and making the holidays magical for everyone. 

Sometimes called Christmas Savings Accounts, a Santa Savings Account empowers holders to save smarter and spread joy during the holiday season. 

Account features include:

  • Competitive Interest Rates
  • Free Online Banking
  • Free Mobile Banking and Mobile Deposit
  • Automated Savings Features
  • Monthly e-Statements
  • Member FDIC-Insured Savings 
  • Identity Theft Protection
  • No Monthly Service Charge

To get started, visit any of our locations!

A holiday savings account that’s separate from your traditional savings account is a powerful tool in intentionally setting aside money. Santa Savings Accounts allow for unlimited deposits (inside the November 30 - November 1 window), letting you set the pace for your savings. 

But these funds don’t have to be used toward holiday shopping! They’re your savings to use for whatever you’d like, from vacations and experiences to home ownership or vehicle purchases. No matter if you’re saving for short-term goals or holiday spending, competitive interest rates on a Christmas Savings Account are designed to help you sit back and grow your funds.

Santa’s best helpers save smarter so they can shop harder, and opening a holiday savings account with West Plains Bank and Trust Company is streamlined for new and existing customers. You can visit any of our five full-service locations or call a live banker at a branch near you to get started. 

Customers can download a Santa Savings Account application (PDF) and pre-fill its contents to bring with them to their local branch or fill out the form in-person. For more information, contact a customer service representative.