A free account for everyone
Whether you’re searching for the best checking account as a first-time customer or looking to open an online checking account and move your funds, West Plains Bank and Trust Company has the personalized features you deserve. Our FDIC-insured checking accounts offer overdraft protection, and you can open an account at any of our five, full-service branches or online.
When you make the switch to a Simply Free personal checking account, you’ll receive access to:- Minimum opening amount of $50
- No minimum balance or monthly service charge
- Buyback of unused checks/debit cards
- Free eStatements or paper statements
- Overdraft protection
- Free debit card
- Online banking and digital banking
- Mobile banking and mobile deposit
- Bill payment options
Free Debit Card
When you open a Simply Free personal checking account, you’ll receive a free debit card, giving you instant access to your funds. A debit card will be mailed to your home or provided to you at your local branch. No matter where life takes you, your free checking account gives immediate access to your finances and flexible payments with a free debit card from West Plains Bank and Trust Company! We also offer overdraft protection to keep you and your money secure.
Mobile Banking
Mobile banking with West Plains Bank and Trust Company is simple, safe and secure, giving you instant access to your Simply Free personal checking account from the palm of your hand. Your mobile device is your ticket to your online checking account and online banking. Transfer your funds, pay bills, calculate payments, set your budget, monitor account activity and more! West Plains Bank and Trust Company sends free eStatements or paper statements directly to you.
Sign up for digital banking today.
Direct Deposit
Set up Direct Deposit* and online banking with West Plains Bank and Trust to get funds directly from your employer on payday and skip a trip to the bank. Once you’ve opened a free checking account, you can receive salary payments, tax refunds, investment redemptions or government benefits to your account through direct deposit.
*Direct deposit requires an active personal checking account.
Open a Simply Free Checking Account
Make the switch and open a Simply Free personal checking account with West Plains Bank and Trust Company. You deserve the best checking account for your needs, and we empower you to bank with free debit cards, online banking, mobile banking, bill pay and direct deposit capabilities to help you stay on top of your finances and access them wherever you go. Choose West Plains Bank and Trust Company and open a Simply Free personal checking account today!
For every referral you make that opens a new personal checking account, you can earn a FREE* gift!
You can start your Simply Free personal checking account at any of our five full-service branches or online.
*Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. We reserve the right to substitute a gift of similar value.
CDs & IRAs
Looking for a secure way to save? Our CDs and IRAs offer great rates and a stable path to your financial future.