Whether you're looking for a simple and free checking account, or you want to earn a Premium interest rate, you'll find the perfect fit at West Plains Bank and Trust Company
Receive a thank you gift* when you open an account.
We'll also pay you back, up to $10, for your unused checks and debit cards from your previous financial institution.
Open any account with just $50 online, over the phone, or in person. Find a branch near you.
Simply Free Checking
- $0 Monthly Service Charge
- Free debit card, bill pay, eStatements, and digital banking with 5-Star rated mobile app.
Direct Interest Checking
- $0 Monthly service charge.
- Competitive interest rate with direct deposit or any automatic payment.
- Free debit card, bill pay, eStatements, and digital banking with a 5-star rated mobile app.
Premium Interest Checking
- $0 Monthly Service Charge when you maintain a $1500 balance. Otherwise, just $6.
- Premium interest rate on balances above $1500.
- Competitive interest rate on balances below $1500.
- Free checks.
- Free debit card, bill pay, eStatements, and digital banking with 5-Star rated mobile app.
50+ Checking
- $0 Monthly service charge.
- Competitve interest rate.
- Free Checks.
- Free debit card, bill pay, eStatements, and digital banking with a 5-star rated mobile app.
Moving your accounts to West Plains Bank and Trust Company? Use our Switch Kit!
*Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. We reserve the right to substitute a gift of similar value.
**Up to $10 for checks or debit cards from another financial institution, given at the time the checks or debit cards are presented.